The unpaid invoice gets chased without you having to pluck up the courage
Five levels that go out by themselves, in order, from the courteous nudge to the complete file. Nothing to do up to the third, nothing without your approval beyond it.
Hello,
A gentle reminder: our invoice F-2026-0139 for €1,840 falls due on 10 October. If payment has already been sent, please disregard this message.
Kind regards, Jean Fabre
PDFF-2026-0139.pdfHello,
Invoice F-2026-0139 for €1,840 falls due today. You can pay it in one click, straight from this message.
Pay €1,840Kind regards, Jean Fabre
Hello,
Unless we are mistaken, invoice F-2026-0139 for €1,840, due on 10 October, remains unpaid. Late-payment penalties and the fixed €40 fee now apply.
Kind regards, Jean Fabre
Dear Sir or Madam,
Despite our reminders of 7, 10 and 17 October, invoice F-2026-0139 for €1,840 remains unpaid. We hereby give you formal notice to pay it, penalties and the €40 fee included, within eight days.
You didn't have to ask for anything.
You recognise these lines
invoiced, delivered, not paid
In your account, 16,783 euros: enough to pay yourself.
by late payment
have more than a month of late payments to collect
in the private sector
business insolvencies in 2025
You know there's money out there, without knowing how much. You don't dare ask a good customer, for fear of upsetting them. You no longer know which invoice was chased, or when. You've already put off a supplier for lack of being paid. And you've already let an invoice go rather than claim it.
Banque de France, payment terms, 2024: 13.6 days. Observatoire des délais de paiement: 15 billion euros missing from small businesses in 2023. Coface 2025: 86% affected, 44% beyond a month, 39.5 days. Altares 2025: 69,957 insolvencies, up 3.1%.
You decide, step by step, what you hand over
Here's what becomes of an invoice that isn't paid. At each level, say whether you keep doing it or Atlas® takes it on: the counters recalculate before your eyes. The last two levels never go out without you.
The courteous nudge, three days before the due date
A friendly word, with the amount and the expected date. Most late payments are oversights: often, it ends there.
The payment link, on the due date
A message with the pay button. They pay from their phone, and the payment reconciles itself.
The tone goes up a notch, one week overdue
Polite, but clear: invoice overdue, penalties and the 40-euro fee now running. Very often, that's where it gets sorted.
The formal notice awaits your approval
Letter written, penalties calculated, recorded delivery ready. It doesn't go out: it waits for your click. That's the module's red line.
The complete file, if nothing moves
Signed quote, invoice, proof of sending, dated history: everything is ready to hand over. To a third party, or to nobody: you decide.
Whatever your volume
Book an assessmentFrom €500 excl. VAT set-up fee, one time only
Indicative estimate, not a firm price: the exact rate is agreed with you at the assessment.
Does this module speak to you? See what it does with your figures.
Five levels, in order, without you having to think about it
- 013 days before the due date, the courteous nudge
Goes out by itself. Most late payments are oversights. A friendly word, with the amount and the expected date. Often, it ends there. Today: you don't warn anyone, for fear of looking suspicious.
- 02On the due date, the payment link
Goes out by itself. They pay from their phone, and the payment reconciles itself. A cheque is still possible. Today: the invoice went out thirty days ago, and nobody can say whether it's been paid.
- 03One week overdue, the tone goes up a notch
Goes out by itself. Polite, but clear: invoice overdue, late-payment penalties and the 40-euro fee now running. Very often, that's where it gets sorted. Today: you put off the reminder until Sunday evening, and you don't do it.
- 04Three weeks overdue, the formal notice prepared
With your approval. Letter written, penalties calculated, recorded delivery ready. It doesn't go out: it waits for your click. To pause, postpone or replace with a call. Today: you spend a whole evening looking for a letter template, and you give up.
- 05If nothing moves, the complete file
With your approval. Signed quote, invoice, proof of sending, acknowledgements, dated history of reminders: all in one place, ready to hand over. Or to nobody. Today: the documents are scattered between the mailbox, a binder and the quoting software.
Invoice 2026-118, 1,240 euros, expected on the 12th. A friendly word, nothing more.
Goes out by itselfLetter written, penalties calculated, recorded delivery ready. It waits for your click.
With your approvalThe limits, stated up front
What we don't do
- No debt collection: we don't call your customers
- No legal advice: your terms of sale are what counts
- Neither your terms nor your penalties: you decide, the system applies
What's written in the contract
- Your invoices stay yours, hosted in Europe, exportable
- No other provider without your written consent
- At the end of the contract, everything is returned or deleted, at no cost
The penalties are written on your invoices. Between businesses: 30 days by default, 60 at most. Past the due date, penalties and a 40-euro fee, not for a private individual. Claiming them is optional, omitting them is an offence: up to 75,000 euros for the director, 2 million for a company. French Commercial Code, Articles L441-10, D441-5 and L441-16.
What you get back, every month
Based on - overdue invoices and - of 3 steps handed over, that is - each.